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	First Time Home Buyers Programs more
	Damaged Credit, Prior Bankruptcy, Prior Foreclosure more
	No money down (out of pocket) for lease purchase, land contract, sales agreement, and private mortgage or home refinancing programs more
	No income verification mortgages up to 100% loan to value more
	No documentation mortgages up to 95% loan to value more
	Stated income/stated asset small commercial mortgages more
	Conforming and Nonconforming home loan programs for primary residences, second homes and investment properties more
	First and second mortgages including 80/20 combinations more
	Debt Consolidation  more
	We serve all of Central PA (Pennsylvania) and surrounding areas more
	Click our FAQ section to learn the difference between  Brokers and  Lenders.
	Do you need a title search, title insurance, or real estate settlement services?  click here

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The Difference:

Unlike our large competitors such as Lending Tree, Ditech, Ameriquest, Household Finance, and others, our expert mortgage professionals take the time to understand your unique circumstances, individual needs and find the right program to meet those needs with the lowest rates available in the market.  We take pride in providing you with top-notch customer service.  Apply online (short form) or contact us via phone or email today for a FREE prequalification and DISCOVER THE DIFFERENCE!

Unlike our local competition like Dan the Mortgage Man we do not rely on high volume and costly advertising schemes. Our satisfied customers are our best advertisement. Each client receives ROYAL TREATMENT! We guarantee it.

Mission First:

It is our mission to provide the best mortgage programs to meet the individual needs of our clients and top-notch quality service with a focus on efficiency, knowledgeable counsel, expert loan processing, and the highest level of professionalism in the industry.